Architecting Yield in Tangible Collateral
When monetary systems realign, fixed income that matters is anchored to something finite.
Central banks accumulate gold. Institutions reposition. The opportunity gap exists because institutional-grade credit backed by physical collateral has no platform.
SOLIDUM structures that dislocation into secured fixed income for sophisticated capital. This is not a commodity play. This is infrastructure for the currency regime that follows the one we're exiting.
THE OPPORTUNITY GAP
Global negative-yielding debt persists at scale. Private credit markets, now exceeding $1.5 trillion, concentrate exposure in corporate cash flows and real estate. Yet there exists no institutional platform offering secured credit backed by the only asset central banks themselves are systematically acquiring.
This is not a niche. This is structural repositioning happening in real time.
The Gold-to-Credit Flywheel
HOW OUR MODEL WORKS:
Structuring & Collateral
Physical gold acquired and audited. Delaware SPV governance. Regulated custody arrangement. Daily mark-to-market monitoring. The collateral infrastructure of institutional credit.
Ongoing Issuance
Monthly capital raises backed by allocated gold. Senior secured tranches. Subordinated unsecured tranches. Capital flows tied to collateral revaluation, not equity capital chasing.
Platform Growth
As collateral appreciates, LTV improves, borrowing capacity expands. Subsequent issuances scale with gold revaluation. The platform compounds through market cycles without fresh
capital infusion.
Refinancing Advantage
Existing tranches mature into improved collateral ratios. Refinancing at better terms becomes structural feature. The model SOLIDUMtes.
Senior Secured Notes
Fully collateralized by physical gold at defined LTV parameters.
Fixed coupon. Multi-year tenor. Quarterly distributions.
First priority claim on collateral.
The secured backbone.
Subordinated Unsecured Notes
Premium coupon. Flexible tenor. Subordinated waterfall. No collateral claim. Mezzanine-level returns without mezzanine-level complexity. Risk premium for credit exposure on top of structural collateral.
Both note classes benefit from the same structural advantage: when gold re-prices, collateral coverage improves, creating new issuance capacity. The compounding is mechanical, not aspirational.
SOLIDUM is built for capital that understands
- Currency regime change as more likely than status quo
- Negative real rates as permanent feature, not temporary aberration
- Differentiated collateral as non-negotiable for fixed income allocation
- Institutional-grade structure as prerequisite for serious exposure
This is for family offices preserving generational wealth. For institutional allocators refusing unsecured credit and negative yields. For sovereign wealth funds and central banks repositioning reserves. For private banks seeking credit strategies that differentiate.
This is not for retail. Not for generalists seeking yield. Not for capital that believes current monetary arrangements are stable.
The SOLIDUM Model
The Challenge:
Monthly capital raises backed by allocated gold. Senior secured tranches. Subordinated unsecured tranches. Capital flows tied to collateral revaluation, not equity capital chasing.
The Outcome:
SOLIDUM becomes the standard infrastructure for institutions seeking fixed income backed by tangible collateral rather than assumptions about currency permanence.
The Solution:
Monthly issuances backed by allocated, audited physical gold. Senior secured and subordinated unsecured tranches. Delaware SPV governance. Regulated custody. Independent periodic audit. Transparent covenants. A platform that
compounds as collateral revalues.
The Opportunity:
To architect secured fixed income that captures
the compounding of tangible collateral appreciation while serving institutional capital that refuses negative yields and unsecured credit exposure.
The structural drivers converge:
WHY NOW
Central banks hold historic asset bases and face fiscal constraints that make "printing" the path of least resistance. Gold prices the absence of fiscal discipline.
Geopolitical fragmentation, sanctions, dedollarization, currency weaponization accelerates institutional preference for reserves that are politically neutral and universally recognized.
Private credit is saturated with corporate cash flow exposure. The institutional demand for differentiated collateral with global liquidity and zero default risk is acute.
Real yields matter again because negative real yields aren't cyclical—they're the output of unsustainable fiscal positions. Institutions need income generation that doesn't depend on currency stability.
SOLIDUM exists at the intersection of all four.
THE REALIGNMENT
The monetary system is realigning. Gold is re-pricing. Central banks are front-running. Institutions are repositioning.
SOLIDUM is how sophisticated capital structures that realignment into secured, yield-generating fixed income instead of speculation.
We're not predicting fiat collapse. We're architecting infrastructure for what follows when institutions stop pretending current arrangements are permanent.
A Wykco Investment Platform
SOLIDUM is an alternative credit platform available exclusively to qualified investors, family offices, and institutions. All investments carry risk. Gold prices are volatile. Credit structures are complex. Read the offering documents.